Omise released its MCP server on November 27, 2025, introducing a new level of sophistication in payment processing. For entrepreneurs and business owners, this innovation could be a game changer when scaling operations involving payments. As a serial entrepreneur with an extensive background, I see this as addressing a critical pain point in payment automation.
What does Omise MCP bring to the table?
Payment tools have traditionally required a patchwork of APIs and integrations, which can quickly get messy and expensive for growing businesses. Omise's MCP server changes that. By enabling over 60 payment tools under a unified system, businesses can automate multi-step financial actions while using AI agents to take care of operations like subscriptions, refunds, and supplier payouts.
The term "agentic payments" stands out, it refers to payments initiated and managed by AI systems. These AI agents don’t just facilitate faster processing; they help automate complex workflows that used to demand a lot of human oversight. For example, reconciliation, monitoring, and reporting become seamless because AI handles data validation and even troubleshooting.
Why agentic payments matter for scaling
In my years as an entrepreneur, one major hurdle for startups has been in scaling without simultaneously creating bottlenecks. Manual processes grow sluggish when the volume picks up, leading to customer complaints and delayed transactions. Agentic payment solutions could provide a way to grow operations without needing a large back-office team to manage details. That’s a tangible way for founders to save resources while delivering efficiency and satisfaction to their customers.
Common pitfalls businesses should avoid
While exploring payment automation, startups and smaller businesses often fall into traps like over-complicating their systems or neglecting to understand security risks. Here are recommendations to sidestep some of these issues:
- Lack of oversight: Don't assume that AI works perfectly out of the box. Regular testing and monitoring are necessary.
- Skipping human input: While AI agents might handle the bulk of transactions, integrating human oversight for escalation cases, like errors or unusual patterns, is crucial.
- Not considering cost: Unified doesn’t always mean cheap. Entrepreneurs should evaluate fees associated with new tools, especially subscription models.
- Ignoring backward compatibility: Ensure that legacy systems can interact with new payment setups smoothly. Disconnects in systems can disrupt operations.
How can startups benefit today?
By leveraging solutions like Omise MCP, startups can automate recurring and complex payment tasks while focusing on customer acquisition and product innovation. If you're considering agentic payments, here’s how to start:
- Evaluate current tools: Identify which systems in your payment workflow need optimization and check whether the platform supports them.
- Understand AI capability: Use early AI models for simple tasks before shifting higher-value operations like fraud detection to autonomous systems.
- Scale incrementally: Start small with easier API integrations before adding advanced workflows like cross-border payments.
Many businesses avoid emerging tech because the learning curve looks steep. But platforms like Omise MCP promise smoother integration. It’s worth checking Omise’s announcement on Finextra for insights into how to bring this system to your business.
A market trend worth watching
This announcement reflects broader trends in fintech and AI convergence. Businesses worldwide are increasingly adopting agentic payment solutions to hedge against inefficiency and rising costs. In 2023, McKinsey reported that 64% of surveyed companies planned to overhaul their payment platforms within three years, prioritizing secure and scalable automation. Omise MCP fits into this trajectory of not just simplifying payments but also making them smarter.
For startups, adapting early can provide differentiation. Imagine being able to offer global payments with AI-detected fraud filters and zero delays in refund processing, all with a system that learns and optimizes over time.
Final takeaways
From a business owner’s perspective, the MCP server by Omise can appeal to those looking to move operations to the next level. If you plan to scale your payment structure, tools like this reduce friction and automate workflows, helping you focus on growth instead of financial bottlenecks.
To stay competitive, keep an eye on how agentic payments are adopted by major market players and how they benefit businesses operationally. This future-forward trend in payment systems could be an easy win for those willing to explore early applications for AI in commerce. Whether you’re a startup founder or a seasoned entrepreneur, that’s worth considering.
FAQ
1. What is Omise MCP and when was it released?
Omise MCP is a server designed to facilitate "agentic payments," enabling AI systems to automate payment workflows. It was released by Omise on November 27, 2025. Learn more about the Omise MCP release
2. What makes agentic payments unique?
Agentic payments are transactions managed and automated by AI systems, enabling businesses to automate complex workflows such as refunds, supplier payouts, and reconciliation. Understand agentic payment capabilities
3. What advantages does the MCP server provide businesses?
The MCP server allows businesses to manage over 60 payment tools under a unified system, enabling cost-effective and scalable payment operations. Discover MCP server benefits
4. How does the MCP server address security concerns?
Omise MCP is built with financial-grade reliability, ensuring secure, predictable, and fault-tolerant processes at scale for businesses adopting AI-integrated payment workflows. Learn about MCP’s security features
5. How does Omise MCP streamline automation for startups?
By automating tasks like subscriptions, refunds, and reconciliation through AI, Omise MCP allows startups to reduce human errors and resources, improving scalability. See how startups benefit from Omise MCP
6. What are some precautions businesses should take with payment automation?
Businesses should ensure oversight to monitor AI operations, evaluate associated costs, and check for compatibility with legacy systems for smooth transitions.
7. Why is Omise MCP an important innovation in the fintech industry?
Omise MCP reflects a broader trend in fintech, where automation and AI are increasingly integrated into payment systems to enhance efficiency, accuracy, and customer satisfaction. Explore the market impact of Omise MCP
8. Can MCP integrate with existing payment systems?
Yes, MCP is designed to ensure backward compatibility, making it easy for businesses to integrate the server with their legacy payment systems.
9. What trends does Omise MCP align with in the fintech ecosystem?
Omise MCP is part of the growing adoption of AI-driven agentic payment solutions, a trend highlighted by McKinsey’s report showing 64% of businesses plan to revamp their payment systems by 2026.
10. Where can I find more details about the Omise MCP release?
You can read the official announcement from Omise on Finextra's website. Read the official Omise MCP announcement
About the Author
Violetta Bonenkamp, also known as MeanCEO, is an experienced startup founder with an impressive educational background including an MBA and four other higher education degrees. She has over 20 years of work experience across multiple countries, including 5 years as a solopreneur and serial entrepreneur. Throughout her startup experience she has applied for multiple startup grants at the EU level, in the Netherlands and Malta, and her startups received quite a few of those. She’s been living, studying and working in many countries around the globe and her extensive multicultural experience has influenced her immensely.
Violetta Bonenkamp's expertise in CAD sector, IP protection and blockchain
Violetta Bonenkamp is recognized as a multidisciplinary expert with significant achievements in the CAD sector, intellectual property (IP) protection, and blockchain technology.
CAD Sector:
- Violetta is the CEO and co-founder of CADChain, a deep tech startup focused on developing IP management software specifically for CAD (Computer-Aided Design) data. CADChain addresses the lack of industry standards for CAD data protection and sharing, using innovative technology to secure and manage design data.
- She has led the company since its inception in 2018, overseeing R&D, PR, and business development, and driving the creation of products for platforms such as Autodesk Inventor, Blender, and SolidWorks.
- Her leadership has been instrumental in scaling CADChain from a small team to a significant player in the deeptech space, with a diverse, international team.
IP Protection:
- Violetta has built deep expertise in intellectual property, combining academic training with practical startup experience. She has taken specialized courses in IP from institutions like WIPO and the EU IPO.
- She is known for sharing actionable strategies for startup IP protection, leveraging both legal and technological approaches, and has published guides and content on this topic for the entrepreneurial community.
- Her work at CADChain directly addresses the need for robust IP protection in the engineering and design industries, integrating cybersecurity and compliance measures to safeguard digital assets.
Blockchain:
- Violetta’s entry into the blockchain sector began with the founding of CADChain, which uses blockchain as a core technology for securing and managing CAD data.
- She holds several certifications in blockchain and has participated in major hackathons and policy forums, such as the OECD Global Blockchain Policy Forum.
- Her expertise extends to applying blockchain for IP management, ensuring data integrity, traceability, and secure sharing in the CAD industry.
Violetta is a true multiple specialist who has built expertise in Linguistics, Education, Business Management, Blockchain, Entrepreneurship, Intellectual Property, Game Design, AI, SEO, Digital Marketing, cyber security and zero code automations. Her extensive educational journey includes a Master of Arts in Linguistics and Education, an Advanced Master in Linguistics from Belgium (2006-2007), an MBA from Blekinge Institute of Technology in Sweden (2006-2008), and an Erasmus Mundus joint program European Master of Higher Education from universities in Norway, Finland, and Portugal (2009).
She is the founder of Fe/male Switch, a startup game that encourages women to enter STEM fields, and also leads CADChain, and multiple other projects like the Directory of 1,000 Startup Cities with a proprietary MeanCEO Index that ranks cities for female entrepreneurs. Violetta created the "gamepreneurship" methodology, which forms the scientific basis of her startup game. She also builds a lot of SEO tools for startups. Her achievements include being named one of the top 100 women in Europe by EU Startups in 2022 and being nominated for Impact Person of the year at the Dutch Blockchain Week. She is an author with Sifted and a speaker at different Universities. Recently she published a book on Startup Idea Validation the right way: from zero to first customers and beyond, launched a Directory of 1,500+ websites for startups to list themselves in order to gain traction and build backlinks and is building MELA AI to help local restaurants in Malta get more visibility online.
For the past several years Violetta has been living between the Netherlands and Malta, while also regularly traveling to different destinations around the globe, usually due to her entrepreneurial activities. This has led her to start writing about different locations and amenities from the POV of an entrepreneur. Here’s her recent article about the best hotels in Italy to work from.
About the Publication
Fe/male Switch is an innovative startup platform designed to empower women entrepreneurs through an immersive, game-like experience. Founded in 2020 during the pandemic "without any funding and without any code," this non-profit initiative has evolved into a comprehensive educational tool for aspiring female entrepreneurs.The platform was co-founded by Violetta Shishkina-Bonenkamp, who serves as CEO and one of the lead authors of the Startup News branch.
Mission and Purpose
Fe/male Switch Foundation was created to address the gender gap in the tech and entrepreneurship space. The platform aims to skill-up future female tech leaders and empower them to create resilient and innovative tech startups through what they call "gamepreneurship". By putting players in a virtual startup village where they must survive and thrive, the startup game allows women to test their entrepreneurial abilities without financial risk.
Key Features
The platform offers a unique blend of news, resources,learning, networking, and practical application within a supportive, female-focused environment:
- Skill Lab: Micro-modules covering essential startup skills
- Virtual Startup Building: Create or join startups and tackle real-world challenges
- AI Co-founder (PlayPal): Guides users through the startup process
- SANDBOX: A testing environment for idea validation before launch
- Wellness Integration: Virtual activities to balance work and self-care
- Marketplace: Buy or sell expert sessions and tutorials
Impact and Growth
Since its inception, Fe/male Switch has shown impressive growth:
- 5,000+ female entrepreneurs in the community
- 100+ startup tools built
- 5,000+ pieces of articles and news written
- 1,000 unique business ideas for women created
Partnerships
Fe/male Switch has formed strategic partnerships to enhance its offerings. In January 2022, it teamed up with global website builder Tilda to provide free access to website building tools and mentorship services for Fe/male Switch participants.
Recognition
Fe/male Switch has received media attention for its innovative approach to closing the gender gap in tech entrepreneurship. The platform has been featured in various publications highlighting its unique "play to learn and earn" model.
